Insurance products offered by United Insurance ARE NOT deposits of United Bank, ARE NOT insured by the FDIC or any other federal government agency, and ARE NOT guaranteed by the bank.
Term Life
Limited time (term) coverage if premiums are paid
Death benefit (typically no cash value)
Considered a less expensive form of life insurance
Policy may be renewed or converted
Whole Life
Lifetime coverage if premiums are paid
Death benefit protection
Cash value that may be borrowed against during your lifetime
Premiums stay the same for the life of the policy
Universal Life
Lifetime coverage if premiums are paid
Death benefit protection
Cash value that may be borrowed against during your lifetime
Flexible premiums and coverage amount
Discounts
Multi-Policy Discount
Bank Customer Discount
Group Discounts
Bank Customer Discount
Group Discounts
Why United Insurance
Coverage is more than a policy. It’s caring about the people we serve, having a strong knowledge of the products we offer, being extremely responsive and giving our best.