Account Features
Up to 5% APY interest on balance up to $10,0001
No minimum balance required
$5 monthly paper statement fee if not enrolled in eStatements
Up to 2 no-fee transactions at other bank ATMs per calendar month2
An instant-issue debit card (available at select locations) with mobile pay capabilities that you can start using immediately
Rate Tiers
| Balance Level | Monthly Debit Card Transaction Volume | Annual Percentage Yield |
|---|---|---|
| $0 - $10,000 | $0.00 - $999.99 | 0.01% |
| $1000.00 - $1,999.99 | 2.50% |
|
| $2,000.00 and over | 5.00% |
|
| Over $10,000 | 0.01% |
Digital Banking Solutions
- View your accounts, transfer funds, pay bills and more with online banking and our mobile app
- Use your debit card with Apple Pay®, Samsung Pay, or Google Pay
- Receive email or text alerts in need-to-know moments
- Send and receive money with Zelle®
- See all your finances in one simple dashboard
- Deposit checks wherever you are with our mobile app
- Transfer funds to your accounts at other institutions3
- Get your statements faster with eStatements
1 Rate effective 10/26/2020, subject to change without notice. Fees may reduce earnings on the account.
2 United Bank will waive our service charges and pay the other banks' assessed service fees for up to 2 ATM transactions per card per calendar month.
3 Subject to approval.
Real Solutions for Real Life
Bank Online
Do most of your banking quickly, easily and when it's most convenient for you.
Round Up Savings
Save automatically with every purchase using your United Bank debit card. Saving just got a whole lot easier!