Account Features


Avoid $5 monthly service charge when you enroll in eStatements

No minimum balance required

Up to 5 no-fee transactions at other bank ATMs per calendar month in addition to unlimited transactions at United Bank locations2

An instant-issue debit card (available at select locations) with mobile pay capabilities that you can start using immediately 


Digital Banking Solutions

  • View your accounts, transfer funds, pay bills and more with online banking and our mobile app
  • Use your debit card with Apple Pay®, Samsung Pay, or Google Pay
  • Receive email or text alerts in need-to-know moments
  • Send and receive money with Zelle®
  • See all your finances in one simple dashboard
  • Deposit checks wherever you are with our mobile app
  • Transfer funds to your accounts at other institutions3
  • Get your statements faster with eStatements

Account Features for Parents


Flexible controls designed to give you peace of mind

Easily transfer money online or from your mobile device

Set card limits based on dollar amount, transaction types or locations

Temporarily disable a misplaced debit card using our mobile app

Track goals and view top expense categories with a simple online budgeting tool


1 NextGen Checking is available to customers 14 to 25 years old. Account holders under 18 must have an adult co-owner on the account.
2 United Bank will waive our service charges and pay the other banks’ assessed service fees for up to 5 ATM transactions per calendar month.
3 Subject to approval.










Real Solutions for Real Life

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Take control of your finances and feel empowered with these resources and articles.