Security Solutions

Account and transaction alerts can be delivered directly to your email or mobile device in real-time to help you identify any suspicious activity in your accounts. 

Your online security is very important to us. That’s why we offer security tokens to help protect your business online banking account. Tokens are electronic password devices that are either a physical token or a mobile app token. In addition to your PIN, the token password is required to access business online banking and transmit ACH files or wire transfers. 

Prevent unauthorized transactions before they occur by blocking checks and ACH debits from your account with our Check and ACH Debit Block service. This fraud mitigation solution is designed to protect receivable accounts or special purpose funds that do not need external distribution capabilities. 

Detect and prevent check and ACH fraud faster with this automated fraud detection tool. By reviewing the checks and ACH transactions online daily, you can ensure payment details are accurate prior to approving an item.

Check Positive Pay
When checks are presented for payment against a protected account, selected check information is compared to the file of issued checks. Checks that fail to match are flagged and a Positive Pay Exception Module allows the user to make a pay or return decision. This allows suspected check exceptions to be resolved before the bank authorizes final payment and the user retains the right to reject any checks it believes are fraudulent.

Instead of you reporting the checks you've issued to us, we report the checks that are presented for payment to you for a pay or return decision within the Positive Pay Exception Module. This is ideal for businesses who write few checks and allows you to review each check that is presented for payment and reject any that you flag as fraudulent.

ACH Positive Pay
When ACH debits are presented for payment against a protected account, the transaction is flagged for review within the Positive Pay Exception Module. This allows users to ensure the authenticity and accuracy of each payment prior to making a pay or return decision. Rules can be created for routine ACH transactions, which exempts the item from being flagged as an exception. 

Through our membership in the IntraFi network, you can easily access millions in aggregate FDIC insurance for cash deposits while enjoying the simplicity of working with a single trusted, local institution. Use ICS and CDARS to secure funds placed into demand deposit accounts, money market deposit accounts, or CDs.